You Review Your Phone Bill Every Year. When Did You Last Review Your Home Loan?

Matthias Chan, Mortgage Broker at Lionskey Finance Matthias Chan Mortgage Broker · Lionskey Finance

Google Gives You Answers.Matthias Gives You Your Answer.

Hi, I'm Matthias Chan. You could spend hours comparing home loans, reading conflicting advice and trying to work out what actually applies to you. Or you could have one conversation with someone who does this every day.

Whether you're buying your first home, refinancing for a better rate, or building your investment portfolio, I'll compare options across 40+ lenders and explain everything in plain English.

Why Australians Trust Matthias Chan
5.0 ★ Google Rating · 56+ Reviews
150+ Clients Helped
40+ Lenders Including the Big Four
No Impact On Your Credit Score to Compare
Happy couple reviewing their home loan options
The Bill You Forgot to Review

You Review Everything Else. Why Not Your Biggest Monthly Commitment?

Your phone bill gets reviewed every year. Your insurance gets compared. Even your streaming subscriptions don't escape scrutiny.

Things people review every year:

  • Insurance
  • Broadband
  • Phone plan
  • Utility bills

Things people forget: their home loan.

Your home loan is often the biggest monthly commitment you'll ever have, yet it's one of the least reviewed. Matthias Chan, Mortgage Broker

If it's been a while since you explored your options, let's have a conversation and I'll tell you honestly whether your current lending is still the right fit. No obligation, just straight advice.

The Feeling You're After

Imagine Knowing — Not Hoping — That Your Loan Is the Right Fit

Keys in hand, repayments that suit your life, and no nagging feeling that you're paying more than you should. You didn't spend weekends buried in comparison sites or on hold with the bank. I did the research, compared the lenders, and explained it all in plain English.

That's what working with me should feel like: informed, supported, and in control of one of life's biggest financial decisions, instead of overwhelmed by it.

Whether you're a first home buyer navigating grants and deposit schemes, a homeowner wondering if there's a sharper rate out there, or an investor planning your next move, the right strategy takes the stress out of the process.

Happy family in their new home
Does This Sound Like You?

Which of These Describes Your Situation?

Every one of these is a conversation I have every week, and every one of them has more options than most people realise. If any of these sound familiar, it's worth a chat.

  • You're saving for your first home and not sure how much deposit you actually need
  • You haven't reviewed your home loan in over two years — and rates have moved since
  • You keep asking Google "how much can I borrow?" and getting a different answer every time
  • You want to access equity to renovate or buy an investment property
  • You're self-employed and assume the banks will make it hard for you
  • You've heard about the First Home Buyer Grant and 5% Deposit Scheme but don't know if you qualify
The Shortcut

One Conversation With Matthias Instead of a Hundred Open Tabs

Buying a home or reviewing your finance shouldn't mean spending hours comparing websites, reading conflicting advice and trying to work out what applies to you. That's where I come in.

I'll do the research, compare lenders across the market, and explain everything in plain English, working for you and not the bank. One conversation could save you hours of searching.

01 40+ Lenders, One Comparison

I have access to more than 40 lenders, including CBA, Westpac, ANZ and Macquarie, so your loan is matched to your situation, not one bank's product line.

02 No Impact on Your Credit Score

I compare your options across the market without touching your credit file, so you can see what's possible before you commit to anything.

03 Grants & Schemes Unlocked

First Home Buyer Grant, 5% Deposit Scheme, First Home Super Saver. I'll check what you're eligible for so nothing you qualify for gets left on the table.

Myth vs Reality

The Finance Myths I Hear Every Day

Many people delay speaking to a broker because of misconceptions that simply aren't true anymore. Let's separate fact from fiction, because the truth is, every situation is different.

Myth: "You need a 20% deposit."
RealityGovernment schemes like the 5% Deposit Scheme and lender options mean many buyers get in with far less than 20%, sometimes without paying LMI.
Myth: "You have to stay with your bank."
RealityLoyalty rarely pays in lending. With 40+ lenders competing for your loan, the right fit for you today may not be the bank you started with.
Myth: "Refinancing isn't worth the hassle."
RealityI do the heavy lifting for you: the comparison, the paperwork, the lender negotiation. If switching isn't worth it, I'll tell you that too.
Myth: "I'm self-employed, so I won't qualify."
RealityPlenty of lenders understand self-employed income. The key is presenting your situation to the right lender, the right way.
Matthias Chan — Mortgage Broker at Lionskey Finance
Meet Your Broker

Hi, I'm Matthias Chan

I'm a mortgage broker committed to making the home loan process simple, transparent and stress free. Buying a home or refinancing can be overwhelming, but my goal is to give you confidence and clarity every step of the way.

I believe in honest advice, clear communication, and ongoing support, because you deserve to feel informed and in control when making one of life's biggest financial decisions. Whether you're purchasing your first home, refinancing for a better rate, or building your investment portfolio, I'll guide you through the process with care and expertise.

With years of experience in client services, I take the time to understand your goals and tailor solutions that fit your unique situation. My job isn't just about securing a loan; it's about helping you achieve your dreams with peace of mind.

Outside of work, I love spending quality time with family and friends and exploring new dining spots on the weekends. Great food and great company keep me inspired.

Matthias Chan Mortgage Broker · Lionskey Finance
0411 533 661 [email protected] Credit Representative CRN — 573376
Google Reviews · 56+ Reviews 5.0

Don't Just Take My Word For It

From first home buyers to homeowners looking to refinance, I've helped over 150 clients navigate the process with honest advice, clear communication and support every step of the way.

" Understood Our Needs and Settled Fast

I had a great experience working with Matt. He took the time to understand our home loan requirements and quickly provided recommendations that suited our needs. The entire process was smooth and efficient, and I was very happy with both the outcome and how quickly he was able to settle our loan.

Alexis HawGoogle Review
" Outstanding From Start to Settlement

Matthias was absolutely outstanding throughout our home loan journey. From the very beginning, he was professional, knowledgeable, and always willing to answer our questions. He took the time to explain every step clearly and worked hard to find the best loan option for our needs. His communication was excellent, keeping us updated throughout the entire process, and he made what could have been a stressful experience smooth and hassle-free. We truly appreciated his dedication, patience, and attention to detail. I highly recommend Matthias to anyone looking for a reliable and trustworthy mortgage broker.

Eric YangGoogle Review
" Still Supporting Us After Settlement

Matthias has been an outstanding mortgage broker. His customer service has been exceptional from start to finish, and even after our loan was settled, he has continued to provide ongoing support and guidance whenever we've needed it. He's knowledgeable, responsive, and genuinely cares about his clients. We highly recommend Matthias to anyone looking for a reliable and professional mortgage broker.

Chrissy WuGoogle Review
" Exceptional From Start to Finish

We had an absolutely fantastic experience working with the Lionskey team. Their commitment to helping us through the mortgage process was exceptional from start to finish. What really stood out was their willingness to go the extra mile — nothing was ever too much trouble. Their dedication, professionalism, and genuinely caring approach made a potentially stressful process feel smooth and manageable.

Verified Google ReviewHome Loan Client
Why Clients Choose to Work With Me
  • 5.0 Google Rating from 56+ reviews
  • 150+ clients helped across Australia
  • Access to 40+ lenders, including the big four
  • Honest, personalised advice, working for you and not the bank
" Rated 5.0 by the People Who Matter

Every one of my 56+ Google reviews is a five-star review. Read them for yourself, real clients, real settlements, real outcomes, then book a free chat and see why so many Australians trust me to guide them through their finance journey.

See All Reviews on Google5.0 ★ · 56+ Reviews
How I Work

From First Chat With Matthias to Keys in Hand — In 5 Simple Steps

A transparent, guided journey with honest advice at every step, and ongoing support well after settlement.

1
Free Consultation

We chat about your goals, situation and timeline. No jargon, no pressure, no obligation.

2
Compare 40+ Lenders

I compare options across the market, without impacting your credit score.

3
Tailored Recommendation

You get a clear recommendation matched to your situation, explained in plain English.

4
Application Handled

I manage the paperwork, the lender and the follow-ups, and keep you in the loop throughout.

5
Settlement & Beyond

Keys in hand, plus ongoing reviews so your loan keeps working for you over time.

One Broker, A Whole Team

Matthias Chan — Backed by the Full Lionskey Finance Team

When you work with me, you get one point of contact who knows your name, your goals and your situation, and behind that, the full strength of Lionskey Finance: credit analysts, operations specialists and brokers who've guided 150+ clients from first call through to settlement.

Home loans, refinancing, construction loans, SMSF lending, business and car finance. Whatever your next move looks like, we've helped someone make it before.

40+ lenders on our panel, including CBA, Westpac, ANZ and Macquarie, so your loan is matched to you, not to one bank's product list.
Matthias Chan – Lionskey Finance, helping Australians into their homes
Free · No Obligation · No Credit Score Impact
Free 30-Minute Call

Here's What We'll Cover on Your FREE Consultation With Matthias

Skip the hours of Googling. In one conversation with me you'll walk away with real answers about your situation, not generic ones.

  • 01
    How Much You Can Actually BorrowNot a generic calculator estimate, a realistic borrowing range based on your income, commitments and goals.
  • 02
    Whether Your Current Loan Still Stacks UpIf you already have a loan, I'll check it against the market and see if a sharper rate or better features are available.
  • 03
    Grants & Schemes You May Qualify ForFirst Home Buyer Grant, 5% Deposit Scheme, First Home Super Saver. I'll check your eligibility on the spot.
  • 04
    Deposit Strategies for Your SituationHow much deposit you really need, and the options that could get you there sooner than you think.
  • 05
    What Your Repayments Would Look LikeClear numbers on likely repayments across different loan structures: fixed, variable, offset and more.
  • 06
    The Mistakes That Delay ApprovalsThe most common and costly errors borrowers make before applying, and how to avoid every one of them.
  • 07
    The Documents You'll Actually NeedA simple checklist tailored to your situation, so there are no surprises when it's time to apply.
  • 08
    Your Clear Next StepsWhether you act now or in six months, you'll leave knowing exactly what to do, and in what order.
Free Consultation

Book Your FREE No-Obligation Consultation With Matthias

Matthias Chan, Mortgage Broker
Matthias Chan Mortgage Broker · Lionskey Finance You'll be speaking with me directly. Every call, every question, every step.

On this no-pressure call, I'll review your situation, income and goals, then map out exactly what's possible for you, whether you're buying your first home, refinancing, or investing.

You could spend hours researching home loans. Or have one conversation with someone who does it every day. Fill in your details and I'll be in touch to confirm a time that suits you.

Free 30-minute personalised consultation with Matthias
No pressure, no obligation, honest advice only
Compare 40+ lenders without impacting your credit score
Grants & deposit scheme eligibility checked for you
Rated 5.0 on Google from 56+ reviews
100% Free · No Obligation
Book My Free Consultation

Fill in your details and I'll confirm your preferred time within 1 business day.

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